STOLI
Stranger Originated Life Insurance (STOLI) is a life insurance arrangement, in which speculators, who have no relationship to a person, initiate a insurance policy against their life and fund the premium payments for investment purposes.
What I really like is the following statement taken from this article
"There was some evidence in the US – never proven – that some people might have been incentivised to hurry up the demise of insured parties in order to get payouts. Of course, that can happen with traditional life insurance."